ADVENTIST HERITAGE COOPERATIVE FUND

Supporting the Adventist Financial Independence

WELCOME TO AHCOF


The Adventist Heritage Co-operative Fund Ltd (AHCoF) is an Institutional based Self-Help Organisation set up by the Seventh-day Adventist Church, Ghana to assist and provide quality financial support to its members. This is being done through mobilizing and pooling of funds via monthly contribution (savings), and granting of loans at a relatively low interest rate to members. .

Saving provides a financial “backstop” for life's uncertainties and it increases a feeling of security and peace of mind. AHCoF is here to support the Adventist financial independence. We are regulated by the Department of Co-Operative’s under the Ministry of Employment and Labour Relations of the Government of Ghana.

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What we offer :

  • Secure Banking
  • Smart Investment
  • Mobile Banking
  • 24/7 support
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Our Services

Savings Account

Open a savings account with minimum deposit of GHS20.00 and contribute any amount for 6 months to enjoy high interest rates, security for your funds and flexible loan terms.

Purpose Driven Account

This is an investment account with a minimum maturity period of 1 year that allows you to save towards a project. Open an account with at least GHS100.00 and a monthly contribution of any amount and enjoy hight interest on your investment. terms and conditions apply.

Kidi Account

This trust account allows parents to save towards the future of their children. Open an account with the minimum deposit of GHS20.00 and a monthly contribution of any amount. The savings in the trust will be transferred to the child after age 18.

Loan Account

Our loans are designed to meet the needs of members – eg., access funds to finance housing projects, education, medical, rent, personal projects, etc.

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Our Mission

Adventist Heritage Cooperative Fund Ghana Limited is a faith-based financial institution with the mandate of facilitating financial independence of all Adventist through the provision of innovation financial products.

Our Vision

To be the reference point for faith-based financial services in Ghana through, technology, innovation, continuous improvement, and strong ethical values.

Benefits Of Joining AHCOF

Financial Independence

We are here to promote Adventist financial independence by providing loans at a very moderate rate.

Earn Interest Money

Encourage our members to contribute regularly and earn interest on their savings each month.

Shareholders

Members are shareholders when they acquire shares.This makes every shareholding member is a part owner of AHCoF and participates in decision-making and running of the Fund.

Good Dividend

Members will earn good dividend on their shares.

Optimum Benefits

Members are offered sound counselling on the church’s stand on stewardship, with regards to money - thus to ensure they derive optimum benefits.

Leadership Position

Members are eligible to be elected to leadership positions in the business of the Fund.

Support Evangelism

And above all, part of AHCoF surplus is allocated to the Union/Conferences to support evangelism.

Company

Contact

  • +233 202027703
  • info@ahcooperativefund.org
  • Ring Road Osu, Opposite Prince Emmanuel SDA Church

Working hours

Monday - Thursday: 7am to 8pm

Fridays: 7am to 1pm

Copyright © 2025 All Right Reserved Adventist Heritage Co-operative Fund Ltd.